Our Guide to getting a mortgage with adverse or bad credit

30th January 2026

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Your credit history is only one chapter of your story — and it doesn’t define where you can go next. Our new guide walks you through the process of getting a mortgage with adverse credit, in a way that feels supportive, simple, and genuinely helpful. If you’re ready to explore your options with confidence, this is a lovely place to start. Click below to read our new guide.

A friendly guide to adverse or bad credit   

Lilywhite Mortgages Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 16526528. Registered Office: 90 Herne Rise, Ilminster TA19 0HL

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances