Take a look at our simple guide to remortgages
15th January 2026
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Remortgaging doesn’t have to be daunting. Whether your current deal is coming to an end, you're looking to save money, or you want to release equity, we’re here to guide you through it—step by step, with no jargon and no pressure.
1. Is It Time to Review Your Mortgage?
If your current deal is ending soon or your circumstances have changed, it might be the right moment to explore your options. We’ll help you decide if remortgaging makes sense for you.
2. Let’s Chat About Your Goals
Whether you're hoping to lower your monthly payments, fix your rate, or borrow more, we’ll start with a friendly conversation to understand what you need.
3. We’ll Review Your Current Deal
We’ll take a look at your existing mortgage, including any early repayment charges, and compare it with what’s available on the market.
4. Finding the Right Fit
We’ll search across a wide range of lenders to find a deal that suits your needs—whether that’s better rates, more flexibility, or a new fixed term.
5. Making the Switch
Once you’re happy with the new deal, we’ll handle the paperwork and guide you through the process from start to finish. Most remortgages are straightforward and can be completed without a solicitor.
6. Ongoing Support
Even after your new deal is in place, we’ll stay in touch to make sure everything continues to work for you—and we’ll be here when it’s time to review again.
At Lilywhite, we believe remortgaging should feel just as supported as buying your first home. If you’re not sure where to start, just reach out—we’re always happy to help.
Please feel free to have a look our guide (link below)
Guide to Remortgages - Lilywhite Mortgages