Important things to consider when buying your home.

15th October 2026

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Important things to consider when buying your home.

Credit score:
Check your report and correct any errors
Register to vote
Avoid multiple applications
Keep credit card usage low and don’t withdraw cash
End financial associations with ex-partners
Pay more than the min on outstanding balances
Never miss a repayment
Avoid payday loans & deferred payment options

Affordability:
Let’s work out your budget and make sure that it is affordable for you
Not all lenders offer the same affordability, let us take the guess work away and make sure that you are comfortable with the repayments.

Property Types:
If the property is leasehold - How long is left on the lease and what charges are there?
Is the property standard construction?
Does the property have any cladding or balconies?
Is the property above or near commercial?